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has conducted a survey to “monitor the financial and economic status of American consumers.” Most of the data in the latest survey, frankly, are less than earth-shattering: 49 percent of part-time workers would prefer to work more hours at their current wage; 29 percent of Americans expect to earn a higher income in the coming year; 43 percent of homeowners who have owned their home for at least a year believe its value has increased. The Fed asked respondents how they would pay for a 0 emergency. I know what it is like to have liens slapped on me and to have my bank account levied by creditors.The answer: 47 percent of respondents said that either they would cover the expense by borrowing or selling something, or they would not be able to come up with the 0 at all. I know what it is like to be down to my last —literally—while I wait for a paycheck to arrive, and I know what it is like to subsist for days on a diet of eggs.But the key to finding the right site (or sites) for you depends on what type of relationship you’re in search of.If you’re just dipping your toes back into the dating pool, free sites can be a great place to start.I know what it is like to dread going to the mailbox, because there will always be new bills to pay but seldom a check with which to pay them. I have had a passably good career as a writer—five books, hundreds of articles published, a number of awards and fellowships, and a small (very small) but respectable reputation.I know what it is like to have to tell my daughter that I didn’t know if I would be able to pay for her wedding; it all depended on whether something good happened. You wouldn’t even know it to look at my tax return.And I know what it is like to have to borrow money from my adult daughters because my wife and I ran out of heating oil. I am nowhere near rich, but I have typically made a solid middle- or even, at times, upper-middle-class income, which is about all a writer can expect, even a writer who also teaches and lectures and writes television scripts, as I do.

According to a new study by Tinder, wearing glasses in your profile photos will reduce your chances of a right swipe. Instead of having specs appeal, wearing glasses could reduce the chances of finding ‘true love’ by 12 per cent, which is a pretty substantial percentage for something we had never really considered before.

‘Seeing the iris gives us clues as to whether you can be trusted,’ Dr Carbino explained, which kind of makes sense seeing as eyes are the windows to the soul and all that. And if you’re all too familiar with the perils of Tinder, we’ve charted the 12 most soul-destroying things about internet dating. Your Tinder profile is made up of your first name, age, photos of your choice and any pages you’ve ‘liked’ on Facebook.

You can also include your education and occupation in your bio.

I know what it is like to have to swallow my pride and constantly dun people to pay me so that I can pay others.

I know what it is like to have to juggle creditors to make it through a week.